A two wheeler insurance policy is essential as it is an agreement between an insurance company and an individual wherein the insurer covers any damages incurred by the two wheeler in case of an accident, natural disasters or theft.

two wheeler insurance policy

Meaning of Bike Insurance

A bike insurance plan offers protection against liabilities that arise from injuries to the rider as well as third party, depending on the type of policy you have for your two wheeler protection. It is compulsory to have a bike insurance in India.


  • Cashless Repairs
  • Peace of Mind
  • Mandated by Law
  • EMI protection
  • Avail cashless network garages
  • Overnight two wheeler repair services
  • Provides breakdown assistance
  • Access to easy online policy renewal within no time
  • Free services to chosen garages
  • Hassle-free claim settlement
  • SMS update regarding the insured bike claim status
  • 24x7 Customer Support
  • Long-term flexible policy offers discounts too
  • Facility of managing buying, renewing bike insurance online
  • Avail immediate issuance of policy copy online
  • Multiple payment modes
  • Just a call away to help you in case you need us for any trouble with your bike
  • Round-the-clock support available for bike insurance
  • An array of emergency services will be issued
  • Extensive range of covers offered
  • Keep track for claim status online as per convenience


  • Two Wheeler Insurance helps you to protect your vehicle in case of any damage to it due to any natural disaster.
  • It keeps you protected under any damage
  • It makes sure you have complete Financial Protection
  • Bike Insurance brings you peace of mind at the time of claim
  • Valid Bike Insurance reduces financial worries caused due to uncertain damage for example arising from accident.
  • Coverage against third-party liabilities
  • As per the Motor Vehicle Act, 1988, it is mandatory to buy Two Wheeler Insurance
  • Financial Protection for own damage
  • Avail Discounts
  • No Penalties
  • Assurance of having safety and hassle free claim
  • Get easy online access to your insurance policy anytime, anywhere
  • Save money
  • Add-on Covers
  • IDV( Insured Declared Value)


  • It does not compensate all types of losses
  • Time taking in case of providing financial compensation as sometimes it includes lengthy legal formalities
  • Facilities provides by the banks are not includes here.
  • People have less trust on the online mode of buying insurance online.
  • Requires extra research, before buying any two wheeler insurance plan
  • Documents are must to go for a two wheeler insurance.
  • Mistake in selecting the right IDV
  • Delay in case of intimating claim on time
  • Forget about preserving no claim bonus

Not selecting the correct insured name as per RC